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Riverside Realtors.com
  Hi, my name is Mona, I'm Hudfinder, a local real estate agent  for Interstate Real Estate  and want to welcome you  to Temecula,  Riverside County  and the  Inland Empire..  I hope this site will be of interest and help to you. I can help you locate and get into the home of your dreams, you can do it, I can make real estate real easy! Check out our  $500 move in program promotion/information/properties for sale (just some). Here you will find, free information, home photos, listings, HUD lists, access to local web site for Castle Park and other Points of Interest in the Inland Empire.
About HUD   Anyone may buy a hud home, first: owner occupants, wanting to buy the home as their primary residence get first priority.  Second: investors, non owner occupants, may purchase only those home on which an owner occupant has not placed a satisfactory bid.    Hud homes are homes that the F.H.A. has taken possesion of from the lenders who originally held the individual loans. This is your mortgage insurance in action, for your mortgage holder's protection ( the bank)    These homes will sit empty for as long as one year from the date of default (the original owner has one year to pay up all back due monies and reclaim house).    After that period of time  hud (through Tower and goldenfeather),  places them on the hud  list.   All Hud homes are sold as-is (they are free of debris/trash/old furniture/etc-goldenfeather's job). 
The local (southwestern U.S.) broad listing broker is goldenfeather.  Goldenfeather is the property management division of HUD, they board up and change locks on the properties in HUD's inventory.  They are not the listing office or representing broker.
These homes are offered for sale, most with low down f.h.a. financing available.  The HUD list is posted every Thursday (late p.m.) and homes are available for viewing and bid input (through any real estate agent, hud pays for the agent's commision).  Bids are closed on the first tues at 12:00 midnight after the home is listed.  I follow, closely, the bid history (what bids were put on a listing and which bid hud accepted). This helps you determine what you need to offer to get the home you want.
Any home that does not receive an acceptable (best net to hud) bid is placed on an extended list for the next (thurs.p.m.). Many hud homes will sell at a bid above the asking price (as much as $10,000 over). The homes are usually 10-20% less than similar homes in area.  HERE'S THE CATCH to overbidding, all amounts over the posted price must be paid as additional down payment.  Hud pays about 2-3% of closing costs.   There are ways, financing, to get around this catch. ask    hudfinder@earthlink.net     To place a bid on a hud property, you need an initial deposit of $2,000 ($1,500 of that may be refunded at the close of escrow, depending on loan and financing options).(800)989-2500   for more information on available loans.    

Just put in the city of your choice and hit search, hit your return button to come back to hudfinder.com
  hudfinder@hudfinder.com  
 Your Regional Search Results
 Region: So.Cal

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 Your search: san bernardino -- 11 matches found.

 

Listing Date Case No Address City Zip Ins List Price Bd Ba Appraisal Ins Val Comments Esc Amt Esc Desc
07/18/2003  046-846755  2496 Harrison St  SAN BERNARDINO  92404  IE  $133,000  3  2  $133,000  $137,840  IC: SYSTEMS LBP  $4,840  Reglaze windows Replace flooring Paint/paint 
07/18/2003  048-190162  1385 Massachusetts Ave  SAN BERNARDINO  92411  UI  $83,000  2  1  $83,000  $0  REVIT LBP POSSIBLE MOLD  $0   
07/04/2003  048-252648  2628 Pennsylvania Ave  SAN BERNARDINO  92407  UI  $85,000  3  1  $85,000  $0  LBP SUBSTANDARD BUILDING  $0   
05/09/2003  048-285535  24250 Monterey Ave  SAN BERNARDINO  92410  UI  $107,000  5  2  $107,000  $0  REVIT-MU LBP  $0   
04/18/2003  048-248833  664 10 Th St W  SAN BERNARDINO  92410  IE  $68,850  3  1  $76,500  $76,885  REVIT IC: SYSTEMS PRICE REDUCTION  $385  Replace handrails Reglaze windows 
04/11/2003  048-216501  25942 11 Th St E  SAN BERNARDINO  92410  UI  $75,000  3  1  $75,000  $0  REVIT LBP SUBSTANDARD/UNSAFE BLDG  $0   
04/11/2003  048-202227  350 Olive St W  SAN BERNARDINO  92410  UI  $65,000  2  1  $65,000  $0  REVIT LBP  $0   
02/21/2003  048-215607  25551 North St  SAN BERNARDINO  92404  UI  $125,000  3  2  $125,000  $0  ILLEGAL ADDITION LBP  $0   
01/17/2003  048-225324  1111 7 Th St 1/2 W  SAN BERNARDINO  92411  IE  $122,000  4  2  $122,000  $126,015  REVIT-MU LBP IC: SYSTEMS  $4,015  Repair drywall Replace carpet Prime/Paint 
11/29/2002  048-234086  5179 Orange Dr  SAN BERNARDINO  92407  IE  $131,000  3  2  $131,000  $132,210  IC: SYSTEMS  $1,210  Repair roof/wall furnace Replace water heater 
11/22/2002  048-242883  1010 2 Nd St W  SAN BERNARDINO  92410  IE  $80,000  3  1  $80,000  $82,833  REVIT LBP IC: SYSTEMS  $2,833  Replace thermostat/exterior door/carpet Reglaze windows Repair misc plumbing 

 Your search: nuevo -- 1 match found.

 

Listing Date Case No Address City Zip Ins List Price Bd Ba Appraisal Ins Val Comments Esc Amt Esc Desc
03/28/2003  048-233288  22725 Via Santana Ave  NUEVO  92567  UI  $82,000  2  2  $82,000  $0    $0   

 

 Your search: fontana -- 5 matches found.

 

Listing Date Case No Address City Zip Ins List Price Bd Ba Appraisal Ins Val Comments Esc Amt Esc Desc
06/06/2003  048-148812  6867 Emerald Ave  FONTANA  92336  IE  $176,500  3  2.5  $176,500  $178,150  IC: SYSTEMS  $1,650  Repair drywall/roof 
06/06/2003  048-213071  16620 Raymond Ave  FONTANA  92336  UI  $191,000  4  2  $191,000  $0  UNPERMITTED ADDITION  $0   
04/11/2003  048-130281  8631 Spohn Dr  FONTANA  92335  UI  $147,000  2  2  $147,000  $0  LBP UNPERMITTED ADDITION  $0   
03/14/2003  048-183524  17255 Orange Wy  FONTANA  92335  IE  $148,000  3  2  $148,000  $148,990  LBP IC: SYSTEMS  $990  Reglaze windows Repair misc plumbing 
01/31/2003  048-135935  11823 Puerto Real Rd  FONTANA  92337  IE  $192,500  4  3  $192,500  $193,435  REVIT IC: SYSTEMS  $935  Replace earthquake strap/exterior door/flooring Reglaze windows 

Your search: colton -- 1 match found.

 

Listing Date Case No Address City Zip Ins List Price Bd Ba Appraisal Ins Val Comments Esc Amt Esc Desc
07/18/2003  048-219972  255 L St W  COLTON  92324  UI  $105,000  4  2  $105,000  $0  LBP UNPERMITTED ADDITION  $0   

 Your search: rialto -- 2 matches found.

 

Listing Date Case No Address City Zip Ins List Price Bd Ba Appraisal Ins Val Comments Esc Amt Esc Desc
07/18/2003  048-228726  544 Loretta St N  RIALTO  92376  IE  $147,000  4  2  $147,000  $149,585  REVIT LBP IC: SYSTEMS ROOF  $2,585  Repair roof Replace misc plumbing/thermostat Reglaze windows 
03/21/2003  048-077149  341 Winchester Dr # 2 W  RIALTO  92376  UI  $21,000  2  1  $21,000  $0  NO203K LBP HOA167  $0   
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04/04/2003  048-249624  3280 Sierra Wy N  SAN BERNARDINO  92405  IN  $111,000  2  1  $111,000  $0  LBP IC: SYSTEMS  $0   
Older home, nice area photos above, long yard laundry room off of kitchen Small house, has garage and will go F.H.A.  A little paint new carpet and tile and it's o.k.     more yard behind garage.        
Address Case Bid Amount Net Amount Bid Posted Date                  
3280 Sierra Wy N 048-249624 $112,000 $102,200 05/21/03                  


 

 

 

 

 

More Hud Homes
Contact  me for a confidential, free  review of your current   home or to preview any  listing or home you may find here, or in your area. I work with local lenders, familiar with all aspects of financing. YOU CAN BUY A HOME FOR AS LITTLE AS $500 TOTAL MOVE IN!   The current F.H.A. "hot" loan is the California Access Loan
No Money Down. Check out our listings e-scroll.gif (24295 bytes)( or any on the MLS or our repo lists.)   Visit here often and feel free to ask me any Real Estate questions you may have. Check out the latest HUD (hud list here)list, or e-mail me for the free HUD list for the city you want! 
Home Buying In General:
Buying a home is one of the most important and exciting events of your life and that is why you should hire a real estate professional to help you through the entire process. I make real estate, real easy.
If you want to buy, I will......
Show you   the money NO MONEY DOWN (100% FINANCING)!!!!!!how it’s possible to buy a home with as little as $500 total  down payment.
  • Show you how it’s possible to buy a home without   perfect credit, even a bankruptcy .
  • Show what loan amount you could qualify for and help you get it.
  • Help you get the best rate currently available.
  • Show you homes in any area of your choice.
  • Show you any home for sale regardless of which real estate company has it listed or advertised.
  • Show you the best home values in the area of your choice, I can even represent you with a "for sale by owner", to get you the best deal, without others getting the best of you.   Most "for sale by owners" find a sale much easier when they work with a trained professional agent.
If you want to sell, I will......
  • Explain the entire selling process.
  • Use multiple listing and other sources to show how much buyers are paying for a property with features similar to yours.
  • Arrange a tour of your home by our sales associates, so they also can see it’s features and benefits.
  • I have investors who will take your home out of forclosure, even if a note of default has been filed!  They purchase your home, depending on amount owed, pay off your first and second and give you moving money.  A full forclosure would keep you out the the home buying market for 3 years.
  • Place your home on this web site, submitted to all local search engines.
  • Submit your home to a national website of the m.l.s. in most cases.
  • Create and distribute flyers to your local neighborhood (200 homes).
  • Most buyers, buy in the neighborhood they currently live in.
  • Obtain offers that will be up to 10% higher than if you did not use a realtor.
  • Promptly present and advise you on all offers.
  • Provide a net cash  proceed estimate with all offers.
  • Do my best to obtain the best possible net to you.
I PROVIDE A ONE OF-A-KIND QUALITY,  PERSONAL
SERVICE THAT YOU’LL WANT TO RECOMMEND TO ALL YOUR FRIENDS,  MOST OF MY REFERALS COME FROM SATISFIED PAST CLIENTS.
Free pre-qualifying and current home evaluation. My office has  agents, all of whom co-operate and help each other in the presentation, location and sale of currently available homes in the Inland Empire. 
f_loan.gif (1261 bytes) Financing options and  free prequalifyingFree Information on current market values in your area, or area of interest.  Home Ownership made easy, as little as $ 500 total move in.  Low cost 100% financing.  Here's where I "show you the money".  Easy, fast, the home of your dreams now.  Also low cost refinancing, combine first and second mortgages, cash out (refi then sell ).
f_prop.gif (549 bytes)Buyers, click on the little red house, get free information and prequalify for the home of your dreams. I am an Inland Empire  area specialists, feel free to contact me with any questions you may have regarding any area of real estate. I am  familiar with short sales, hud and v.a. repos.   
Key Benefits::
Sellers: Sell fast, using the latest financing options. No extra cost   to the seller, I use  financing programs to get buyers in for no money down ($500 total move in)..  Provide the Best Net To You.
  Buyers::  You can aquire a well kept home for less than many other  homes that are "higher priced" in the area. $500 total move in financing available on these. Because of the flexible financing options  these homes are  sometimes better for the buyer  than even a H.U.D. or other repo.
Contact me Hudfinder@earthlink.net4 to discuss any home buying or selling concerns you may have.  I am familiar with all aspects of the buying and selling process.
The Nehemiah Program allows the seller to put in all but $1,000 of total move in on the home. The selling price of the home is adjusted,within appraisal guidelines, allowing both buyer and seller to achieve their mutual goal. The close of Escrow and change of ownership Call for information or check out our Financing page or e-mail hudfinder@earthlink.net   for more info.
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Contact Hudfinder@earthlink.net to view or make offer on any home available.  Let me know what you are looking for and I do the rest.
  • Free Prequalifying.......
  • Friendly, Knowledge of the area, Experienced......
  • Work With Buyers and Sellers To Write Offers That  Close, to the benefit of both.......
Visit Our Friends of The Family, custom made computers, or upgrade your current computer,  local, LOW cost, located in Moreno Valley  (R & J Technologies). Quality help, Cheap!  or go directly to http://www.moval.com
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